If you are a retiree with a living annuity or are close to retirement and looking at investing in a living annuity, you need to consider to what extent you should be investing offshore. There are definite advantages to having offshore exposure in your living annuity, but there are also risks, and you need to weigh up the benefits against the risks in line with your personal circumstances, says Brett Mackay, Investment Consultant at 10X.

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